This practical book will guide practitioners through the thorny issues that can arise in relation to residential care subsidies.

Topics covered include:

• thresholds for means-testing
• deprivation and gifting
• notional income
• applications by couples and singles, and the effect of death, divorce or separation, and new relationships
• how far back gifting limits go
• life interests
• trust reversals
• residential care loans
• how debts are treated for means-testing purposes
• post-application windfalls or inheritances.

The book includes 10 question-and-answer chapters (containing more than 140 questions and answers) as well as useful appendices containing relevant legislation and 8 practical case studies with worked examples and sample correspondence.